Cognizant Real-Time Payments

Strengthen your bank’s competitive position and gain operational efficiencies.

Banks face daily challenges from rapidly changing digital ecosystems and enhanced modes of payment. Cognizant® Real-Time Payments lets you respond with new capabilities to retain customers, regain profits and maintain your role in the financial services ecosystem.

With our best-in-class architecture, your bank can provide branded digital wallets that offer your customers anytime, anywhere commerce—in stores, apps and online payments. What’s more, our platform can tokenize multiple credentials through a single banking app.

Cognizant Real-Time Payments for banks include:

• i.Pay solution accelerator to expedite implementation of The Clearing House (TCH) real-time payments; it is product agnostic and offers configurable integration points. 
• SWIFT message generator
• ISO 20022 Payments Messaging Mapper framework 
• Anti-Money Laundering (AML) framework
• Testing accelerators

Learn more about what our Payments practice can do for your bank.